Prep Room
Coach note

Domain questions check that you actually use the knowledge, not just that you can recall the textbook. Interviewers want a sharp, specific answer that betrays day-to-day fluency.

Create an account or sign in to see model answers and concept guides, and to track the questions you’ve practiced.

Domain · Technical Depth

Walk me through how a bank actually earns its money on a checking-account customer, and why net interest margin can shrink even when loan volume is growing.

0of ~180 wordsAbout a minute spoken
Type your answer

Voice isn’t supported in this browser. Type your answer in the box.

Create a free account to get more critiques.

Your answer
Your answer appears here as you speak.
Model answerFree with an account

A bank funds itself with deposits, which for a checking account are cheap or free, then deploys that money into loans and securities that yield more — the gap is net interest income.

The full answer: structure, worked example, likely follow-up.

Practice more

Thousands of questions, calibrated to your role. Your progress is saved across every session, with model answers and full breakdowns.

© Prep Room. This question is part of the Prep wiki. You’re welcome to quote it with a link to this page.