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Ethics & accountability · Accountability without blame

A junior analyst on your team overrode a suitability check to get a client onboarded before quarter-end, and it slipped through. You're the one who signs off on the desk's conduct. How do you hold the team accountable without scapegoating the analyst?

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I sign off, so the first accountability is mine — a suitability check that could be overridden to hit a quarter-end date is a control and incentive failure I own before I look at the analyst.…

The full answer: structure, worked example, likely follow-up.

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