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Ethics & accountability · Calling out concerns to leadership

Preparing figures for a regulatory capital or stress-test submission, you find that a favourable assumption leadership wants to use materially overstates the bank's resilience. Pushing back could delay the filing. What do you do?

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A regulatory capital submission has to reflect reality — the regulator and, ultimately, depositors rely on it, so a flattering assumption that overstates resilience isn't a judgement call I can wave through.…

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