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Judgment & ambiguity · Decisions under uncertainty

A high-value payment is flagged by your fraud system, but the score is mid-range, the customer is traveling, and the funds move to a beneficiary in an hour. You can hold it and risk blocking a legitimate transaction, or release it and risk a loss. What do you decide, and on what basis?

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I don’t treat this as release-or-block; I treat it as buy-a-few-minutes-of-cheap-verification, because the two failure modes are both real and the score isn’t decisive.

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