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Ethics & accountability · Calling out concerns to leadership

You discover the brokerage has been holding earnest-money deposits in the operating account instead of a segregated trust account for several months. Your boss says it's temporary and will be fixed. What do you do?

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Commingling client escrow funds with operating money is a bright-line violation, not a bookkeeping quirk — those deposits belong to the parties to the transactions, and if the oper…

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